Solo 401(k)

The Solo 401(k) built for today and tomorrow

Open a Guideline Solo 401(k) by December 31, and get 3 months off.1

50K+

businesses2

1M+

savers3

$15B+

Invested for retirement4

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Innovation by Design Award 20245

Fernando M.Mercado Design Build Studio
Our experience with Guideline has been top-notch — user friendly interface, easy setup, friendly staff, and low fee.Client of Guideline. Views may not be representative of other clients.
  • High contribution limit
  • Tax-free growth
  • Lump sum contribution option

Meet the Solo 401(k)

A Solo 401(k) — or Solo(k) — can be a great way for self-employed individuals to save for the future while potentially saving on taxes. In fact, in 2024 you could put away up to $69,000 and $7,500 in catch-up contributions.6

A low-cost, high value Solo 401(k)

  • New Solo 401(k)

$49/month $0/month for 3 months

Open a Guideline Solo 401(k) by December 31, and get 3 months no employer fees.1 Zero transaction fees and a low 0.15% annual asset based fee.7

  • Switching Solo 401(k) Providers

$49/month $0/month for 12 months

Special offer

Switching your Solo 401(k) from a different provider? Then you get a special offer: 12 months free and zero asset based fees on all transferred assets — forever.8

What's included

Get a flexible, affordable 401(k) that helps meet your needs and more. Open a Guideline Solo 401(k) today.

  • Recordkeeping
  • Investment management
  • Payroll integration
  • Fiduciary responsibility options
  • Low-cost investments
  • Third-party custodial services
  • Mobile app

Invest in your future

With an intuitive dashboard and an award-winning mobile app5, it’s simple to get started, track your progress, and access resources – anytime, anywhere.

  • Easy account setup, via web or mobile app

  • Recommended investment portfolio

  • Retirement education and live support

Any graphs or charts depicted are illustrative, for educational purposes only, and not intended to be investment advice. Investing involves risk and investments may lose value.

Mockup of iPhone 15 with Guideline iOS mobile app.
Mockup of iPhone 15 with Guideline iOS mobile app.

Trusted by 2,000+ solopreneurs, contractors, and freelancers

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    Low fees

    Our managed portfolio fees are 6x lower than the industry average.9

  • All in one experience

    All-in-one experience

    We’ll handle recordkeeping, investments, government filings, and more.

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    Consultative support

    With a 93% customer satisfaction rating, you can get the care you need.10

  • Flexible plans

    Easily add employees without the headache of switching providers.

Open a Solo 401(k) in 2024 and get 3 months off.7

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